2025-01-13
尊敬的投資者：
人民幣/外幣結(jié)構(gòu)性存款屬于金融機構(gòu)吸收的嵌入金融衍生工具的存款，產(chǎn)品保障本金和保底收益，產(chǎn)品浮動收益部分與特定指標市場表現(xiàn)掛鉤。本產(chǎn)品面向全部個人客戶銷售。
1.按照產(chǎn)品說明書約定，現(xiàn)將2025年1月6日至2025年1月12日結(jié)構(gòu)性存款已起息產(chǎn)品相關信息公告如下：
| 序號 | 產(chǎn)品代碼 | 幣種 | 掛鉤標的 | 產(chǎn)品成立日 （即基準日） |
期初價格 | 觀察水平 | 產(chǎn)品募集規(guī)模 （原幣元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDU25002 | USD | GBP/USD | 2025-01-06 | 1.2439 | 1.2684 | 1,950,800 |
| 2 | GRSDRDZ250030 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6465/0.5995 | 1,476,239,000 |
| 3 | GRSDRDZ250042 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0541/1.0081 | 144,892,000 |
| 4 | GRSDRDZ250034 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6435/0.6025 | 247,557,000 |
| 5 | GRSDRDZ250039 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 283,919,000 |
| 6 | GRSDRDZ250040 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6435/0.6025 | 299,928,000 |
| 7 | GRSDRDZ250048 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6465/0.5995 | 699,931,000 |
| 8 | GRSDRDZ250052 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 1,496,433,000 |
| 9 | GRSDRDZ250020 | CNY | FR007 | 2025-01-06 | -- | -- | 614,566,000 |
| 10 | GRSDRDZ241958 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0626/0.9996 | 999,475,000 |
| 11 | GRSDRDZ241979 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6420/0.6040 | 140,500,000 |
| 12 | GRSDRDZ250037 | CNY | FR007 | 2025-01-06 | -- | -- | 57,218,000 |
| 13 | GRSDU25001 | USD | EUR/USD | 2025-01-06 | 1.0311 | 1.0406 | 4,449,600 |
| 14 | GRSDR250003 | CNY | GBP/USD | 2025-01-06 | 1.2439 | 1.2574 | 1,228,380,000 |
| 15 | GRSDR250001 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0736/0.9886 | 199,978,000 |
| 16 | GRSDR250004 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0631/0.9991 | 795,783,000 |
| 17 | GRSDRDZ250019 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0631/0.9991 | 694,234,000 |
| 18 | GRSDR250002 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0426 | 1,298,612,000 |
| 19 | GRSDRDZ250041 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0359 | 224,898,000 |
| 20 | GRSDRDZ250027 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0696/0.9926 | 770,336,000 |
| 21 | GRSDRDZ250056 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6490/0.5970 | 160,000,000 |
| 22 | GRSDRDZ250049 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 1,994,458,000 |
| 23 | GRSDRDZ250043 | CNY | FR007 | 2025-01-06 | -- | -- | 354,386,000 |
| 24 | GRSDRDZ250044 | CNY | FR007 | 2025-01-06 | -- | -- | 215,988,000 |
| 25 | GRSDRDZ250045 | CNY | FR007 | 2025-01-06 | -- | -- | 893,529,000 |
| 26 | GRSDRDZ250023 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0641/0.9981 | 953,483,000 |
| 27 | GRSDRDZ250051 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0696/0.9926 | 799,493,000 |
| 28 | GRSDRDZ250026 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 3,164,578,000 |
| 29 | GRSDRDZ250033 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 74,500,000 |
| 30 | GRSDRDZ241960 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6445/0.6015 | 120,020,000 |
| 31 | GRSDRDZ241984 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0766/0.9856 | 143,728,000 |
| 32 | GRSDRDZ241989 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0641/0.9981 | 913,579,000 |
| 33 | GRSDRDZ241990 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6490/0.5970 | 140,200,000 |
| 34 | GRSDR250034 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0376 | 673,374,000 |
| 35 | GRSDR250035 | CNY | GBP/USD | 2025-01-06 | 1.2439 | 1.2514 | 467,670,000 |
| 36 | GRSDRDZ250028 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0363 | 192,095,000 |
| 37 | GRSDRDZ250029 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0401 | 760,521,000 |
| 38 | GRSDRDZ250031 | CNY | GBP/USD | 2025-01-06 | 1.2439 | 1.2594 | 319,392,000 |
| 39 | GRSDRDZ250022 | CNY | AUD/USD | 2025-01-06 | 0.6230 | 0.6490/0.5970 | 527,188,000 |
| 40 | GRSDR240711 | CNY | EUR/USD | 2025-01-06 | 1.0311 | 1.0571/1.0051 | 2,591,506,000 |
| 41 | GRSDRDZ250016 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0713/1.0083 | 199,397,000 |
| 42 | GRSDRDZ250021 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0643/1.0153 | 254,680,000 |
| 43 | GRSDRDZ250035 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0673/1.0123 | 366,424,000 |
| 44 | GRSDRDZ250032 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0778/1.0018 | 1,533,081,000 |
| 45 | GRSDRDZ250053 | CNY | AUD/USD | 2025-01-07 | 0.6268 | 0.6518/0.6018 | 373,310,000 |
| 46 | GRSDRDZ250054 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0713/1.0083 | 185,598,000 |
| 47 | GRSDRDZ250055 | CNY | AUD/USD | 2025-01-07 | 0.6268 | 0.6518/0.6018 | 31,806,000 |
| 48 | GRSDRDZ250038 | CNY | EUR/USD | 2025-01-07 | 1.0398 | 1.0653/1.0143 | 8,453,000 |
| 49 | GRSDU25003 | USD | GBP/USD | 2025-01-08 | 1.2488 | 1.2818 | 1,654,800 |
| 50 | GRSDU25005 | USD | EUR/USD | 2025-01-08 | 1.0355 | 1.0672 | 14,603,300 |
| 51 | GRSDRDZ250060 | CNY | EUR/USD | 2025-01-08 | 1.0355 | 1.0605/1.0105 | 212,681,000 |
| 52 | GRSDRDZ250047 | CNY | EUR/USD | 2025-01-08 | 1.0355 | 1.0785/0.9925 | 337,012,000 |
| 53 | GRSDRDZ250059 | CNY | AUD/USD | 2025-01-08 | 0.6232 | 0.6432/0.6032 | 56,872,000 |
| 54 | GRSDRDZ250046 | CNY | AUD/USD | 2025-01-08 | 0.6232 | 0.6457/0.6007 | 417,278,000 |
| 55 | GRSDRDZ250024 | CNY | AUD/USD | 2025-01-09 | 0.6200 | 0.6450/0.5950 | 360,674,000 |
| 56 | GRSDRDZ250025 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0642/0.9972 | 682,268,000 |
| 57 | GRSDRDZ250036 | CNY | AUD/USD | 2025-01-09 | 0.6200 | 0.6410/0.5990 | 147,878,000 |
| 58 | GRSDRDZ250103 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0597/1.0017 | 67,000,000 |
| 59 | GRSDRDZ250105 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0602/1.0012 | 866,473,000 |
| 60 | GRSDRDZ250061 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0637/0.9977 | 339,802,000 |
| 61 | GRSDRDZ250097 | CNY | FR007 | 2025-01-09 | -- | -- | 72,125,000 |
| 62 | GRSDRDZ250098 | CNY | FR007 | 2025-01-09 | -- | -- | 138,270,000 |
| 63 | GRSDRDZ250057 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0789 | 224,040,000 |
| 64 | GRSDRDZ250058 | CNY | GBP/USD | 2025-01-09 | 1.2331 | 1.2796 | 207,227,000 |
| 65 | GRSDU25004 | USD | EUR/USD | 2025-01-09 | 1.0307 | 1.0787 | 16,627,700 |
| 66 | GRSDRDZ250126 | CNY | EUR/USD | 2025-01-09 | 1.0307 | 1.0642/0.9972 | 423,001,000 |
| 67 | GRSDRDZ250086 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0548/1.0028 | 70,254,000 |
| 68 | GRSD7G177_3 | CNY | FR007 | 2025-01-10 | -- | -- | 3,934,475,000 |
| 69 | GRSDRDZ250094 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0618/0.9958 | 347,728,000 |
| 70 | GRSDRDZ250102 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0683/0.9893 | 32,000,000 |
| 71 | GRSDRDZ250104 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0548/1.0028 | 239,381,000 |
| 72 | GRSDRDZ250118 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0618/0.9958 | 424,078,000 |
| 73 | GRSDRDZ250120 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0583/0.9993 | 1,037,725,000 |
| 74 | GRSDRDZ250125 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0618/0.9958 | 168,658,000 |
| 75 | GRSDR250037 | CNY | USD/CAD | 2025-01-10 | 1.4417 | 1.4477 | 164,348,000 |
| 76 | GRSDR250006 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0143 | 962,947,000 |
| 77 | GRSDR250007 | CNY | USD/CAD | 2025-01-10 | 1.4417 | 1.4572 | 508,329,000 |
| 78 | GRSDR250008 | CNY | FR007 | 2025-01-10 | -- | -- | 145,424,000 |
| 79 | GRSDRDZ250001 | CNY | FR007 | 2025-01-10 | -- | -- | 771,000,000 |
| 80 | GRSDRDZ250003 | CNY | FR007 | 2025-01-10 | -- | -- | 639,269,000 |
| 81 | GRSDRDZ250084 | CNY | FR007 | 2025-01-10 | -- | -- | 230,047,000 |
| 82 | GRSDRDZ250085 | CNY | FR007 | 2025-01-10 | -- | -- | 294,285,000 |
| 83 | GRSDRDZ250089 | CNY | FR007 | 2025-01-10 | -- | -- | 111,000,000 |
| 84 | GRSDRDZ250090 | CNY | FR007 | 2025-01-10 | -- | -- | 315,647,000 |
| 85 | GRSDRDZ250093 | CNY | FR007 | 2025-01-10 | -- | -- | 91,222,000 |
| 86 | GRSDRDZ250099 | CNY | FR007 | 2025-01-10 | -- | -- | 780,947,000 |
| 87 | GRSDRDZ250119 | CNY | FR007 | 2025-01-10 | -- | -- | 364,100,000 |
| 88 | GRSDRDZ250121 | CNY | FR007 | 2025-01-10 | -- | -- | 559,371,000 |
| 89 | GRSDRDZ250127 | CNY | FR007 | 2025-01-10 | -- | -- | 193,051,000 |
| 90 | GRSDRDZ250128 | CNY | FR007 | 2025-01-10 | -- | -- | 123,035,000 |
| 91 | GRSDRDZ250129 | CNY | FR007 | 2025-01-10 | -- | -- | 483,760,000 |
| 92 | GRSDRDZ250130 | CNY | FR007 | 2025-01-10 | -- | -- | 28,648,000 |
| 93 | GRSDR250005 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0583/0.9993 | 1,026,473,000 |
| 94 | GRSDRDZ250106 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0643/0.9933 | 150,830,000 |
| 95 | GRSDRDZ250107 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0723/0.9853 | 768,265,000 |
| 96 | GRSDRDZ250113 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0533/1.0043 | 689,065,000 |
| 97 | GRSDRDZ250116 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0723/0.9853 | 788,131,000 |
| 98 | GRSDRDZ250117 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0583/0.9993 | 1,477,106,000 |
| 99 | GRSDR250036 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0228 | 260,396,000 |
| 100 | GRSDRDZ250112 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0246 | 170,081,000 |
| 101 | GRSDRDZ250115 | CNY | USD/CAD | 2025-01-10 | 1.4417 | 1.4537 | 255,054,000 |
| 102 | GRSD7G146_68 | CNY | FR007 | 2025-01-10 | -- | -- | 6,908,161,000 |
| 103 | GRSD7G162_39 | CNY | FR007 | 2025-01-10 | -- | -- | 6,841,991,000 |
| 104 | GRSD7G176_3 | CNY | FR007 | 2025-01-10 | -- | -- | 3,119,699,000 |
| 105 | GRSDRDZ250092 | CNY | EUR/USD | 2025-01-10 | 1.0288 | 1.0583/0.9993 | 790,565,000 |
2.按照產(chǎn)品說明書約定，現(xiàn)將2025年1月6日至2025年1月12日期間到期的個人客戶結(jié)構(gòu)性存款產(chǎn)品實際收益率信息公告如下：
| 序號 | 產(chǎn)品代碼 | 幣種 | 掛鉤標的 | 產(chǎn)品成立日 （基準日） |
到期日 | 實際收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDUDZ24002 | USD | GBP/USD | 2024-01-08 | 2025-01-07 | 2.8000% |
| 2 | GRSDRDZ241660 | CNY | USD/CHF | 2024-11-21 | 2025-01-07 | 2.6000% |
| 3 | GRSDRDZ241792 | CNY | EUR/USD | 2024-12-13 | 2025-01-08 | 2.5500% |
| 4 | GRSD7G162_38 | CNY | FR007 | 2025-01-02 | 2025-01-09 | 1.2800% |
| 5 | GRSD7G146_67 | CNY | FR007 | 2025-01-02 | 2025-01-09 | 1.5400% |
| 6 | GRSD7G177_2 | CNY | FR007 | 2025-01-02 | 2025-01-09 | 2.0200% |
| 7 | GRSD7G176_2 | CNY | FR007 | 2025-01-02 | 2025-01-09 | 1.5300% |
| 8 | GRSDRDZ240114 | CNY | EUR/USD | 2024-01-10 | 2025-01-10 | 2.8000% |
| 9 | GRSDRDZ240115 | CNY | GBP/USD | 2024-01-10 | 2025-01-10 | 2.8000% |
| 10 | GRSDU24010 | USD | GBP/USD | 2024-01-10 | 2025-01-10 | 2.7500% |
| 11 | GRSDR240082 | CNY | GBP/USD | 2024-01-11 | 2025-01-10 | 2.3000% |
| 12 | GRSDU24197 | USD | EUR/USD | 2024-09-30 | 2025-01-10 | 1.7000% |
| 13 | GRSDU24241 | USD | USD/CAD | 2024-12-09 | 2025-01-10 | 1.7000% |
| 14 | GRSDU24137 | USD | USD/CHF | 2024-07-10 | 2025-01-10 | 2.2000% |
| 15 | GRSDU24155 | USD | USD/CHF | 2024-07-10 | 2025-01-10 | 1.9000% |
| 16 | GRSDR240081 | CNY | EUR/USD | 2024-01-11 | 2025-01-10 | 2.3000% |
| 17 | GRSDRDZ241318 | CNY | AUD/USD | 2024-10-02 | 2025-01-10 | 1.2500% |
| 18 | GRSDRDZ241476 | CNY | EUR/USD | 2024-10-14 | 2025-01-12 | 1.0583% |
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2025年1月13日